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BBAN Number

Tool to check BBAN numbers. The BBAN (Basic Bank Account Number) checksum algorithm allows to check if a full bank account BBAN number is correct.

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BBAN Number -

Tag(s) : Checksum

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BBAN Number

BBAN number checker/validator

This tool checks BBAN, for IBAN numbers, dCode has a tool for that:

⮞ Go to: IBAN Number


BBAN checksum calculator



Tool to check BBAN numbers. The BBAN (Basic Bank Account Number) checksum algorithm allows to check if a full bank account BBAN number is correct.

Answers to Questions

What is a BBAN?

A BBAN (Basic Bank Account Number) is a number identifying a bank account in a country. It is composed of 10 to 30 characters, depending on countries, these characters include bank codes (including the account number) and a checksum key.

Example: In France a BBAN/RIB has 23 characters: bank code (5 digits) + counter code (5 digits) + account number (11 digits and / or letters) + RIB key (2 digits between 01 and 97).
French BBAN number : 12345 12345 0123456789A 03

What is the difference between BBAN and IBAN?

An IBAN contains the data of the BBAN, but a BBAN does not contain all the data of an IBAN.

A BBAN is limited to one country and cannot be used for an international transfer, but only within the corresponding country.

How to verify an BBAN number? (Validity check)

It is not possible to verify that a RIB exists with certainty (that is to say, that there is indeed a bank that contains this bank account and that account is active), indeed, only banks know their account numbers and associated RIBs and this data is a banking secret. On the other hand, it is possible to check that a RIB is technically valid (that is to say that it does not contain an error in its digits / characters) thanks to the control key which is integrated into the RIB.

The calculator algorithm checks the BBAN key via a modulo 97:

Example: The bank number is: 12345 12345 0123456789A 03

Step 1: Remove the key BBAN code.

Example: The key is composed of the last 2 digits: 03. The rest of the calculation is done with 12345 12345 0123456789A 00.

Step 2: replace any letters by figures in the table

A, J1
B, K, S2
C, L, T3
D, M, U4
E, N, V5
F, O, W6
G, P, X7
H, Q, Y8
I, R, Z9

Example: A=1, the BBAN becomes 12345123450123456789100

Step 3: Calculate the value of the result modulo 97, then subtract the result to 97.

Example: $ 12345123450123456789100 \mod 97 \equiv 94 $ and $ 97 - 94 = 3 $

The checksum key is therefore 03 (the key removed previously), the BBAN is valid.

Why the modulo 97?

Why 97? Because it is a prime number (the largest with 2 digits) that will allow to minimize the errors.

Source code

dCode retains ownership of the online 'BBAN Number' tool source code. Except explicit open source licence (indicated CC / Creative Commons / free), any algorithm, applet or snippet (converter, solver, encryption / decryption, encoding / decoding, ciphering / deciphering, translator), or any function (convert, solve, decrypt / encrypt, decipher / cipher, decode / encode, translate) written in any informatic language (PHP, Java, C#, Python, Javascript, Matlab, etc.) no data, script or API access will be for free, same for BBAN Number download for offline use on PC, tablet, iPhone or Android !

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Thanks to your feedback and relevant comments, dCode has developed the best 'BBAN Number' tool, so feel free to write! Thank you!


Source : https://www.dcode.fr/bban-check
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